Responsibilities:
Maintains primary responsibility for all operational elements of a small to mid-sized banking office by:
- Managing the branch cash vault to within prescribed limits and serving as the vault custodian. Must master the use of the bank’s cash forecasting system.
- Serving as the branch’s ATM custodian; ensures it remains stocked, functional, and is balanced daily.
- Auditing all negotiable instruments, cash drawers, foreign currency (if applicable) and related logs to ensure adherence to defined policies and procedures.
- Responsible for all operational components in the branch such as balancing and researching cash errors, filing necessary BSA forms, compliance and security elements
- Stays abreast of all compliance and security requirements and implements processes within the branch to ensure regular adherence.
- Routinely reviews new account opening documentation, to include some that is more complex (i.e. corporate resolutions, business customer profiles, businesses designated as high-risk, etc.) to ensure adherence to bank policies and procedures
Incumbents in this position are skilled in both sales and transactional capacities and personally service all customers by:
- Opening deposit accounts and taking loan applications for various lending units
- Closing consumer loans
- Making referrals to other bank business lines and third-party partners
- Handling routine account maintenance and other servicing issues
- Processing monetary transactions such as cashing checks, making deposits, selling monetary instruments, buying/selling foreign currency, processing credit card cash advances
